Debt$Net® runs collection agencies, debt buyers, law firms and in-house recovery teams in one system, from accounts, payments and trust accounting to letters and compliance, with the numbers your managers need on screen as results post.
Fully functional 30-day trial · No credit card required
Whether you are launching a new agency or running an enterprise recovery floor, Debt$Net® gives you the visibility, control, and reliability to perform at every stage of growth.
Built for collection agencies, debt buyers, law firms, and original creditors of every kind: banks and credit unions, healthcare, utilities, and in-house recovery teams.
Modern technology, backed by nearly four decades of industry expertise.
A message from David J. Saxton, owner and President of The Computer Manager
Why the backup reminder you see every time you exit Debt$Net is being rewritten, and the “1,000 little things” behind a successful company. Plus the new debtnet.net, client-based restrictions and the DebtNet$Millennium demo site.
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Agencies, creditors, portfolio buyers, and law firms all run on the same Debt$Net® core. What changes is the configuration, and that is done with you, not to you.
Work more placements with the same headcount. Notice series, promise follow-up, and client remittance run on schedule, so collectors spend the day on the phone instead of on paperwork.
Month-end closes from the system, not from a spreadsheet.
Keep first-party accounts in house with a system that applies your contact rules, documents every touch, and hands a clean file to an outside agency only when you decide to.
Every call, letter, and promise on the account, in order, with a timestamp.
Load a purchased file in the morning and have it in work by afternoon. Portfolio-level tracking, media requests, and resale reporting sit on top of the same collection workflow.
One system from purchase through resale, with the chain of title intact.
Pre-legal through judgment, garnishment, and cost recovery, with the trust accounting and audit history that a bar complaint or a client audit will ask for.
Trust balances reconcile to the penny because the system holds the ledger.
Most platforms ask you to add their cloud to your audit. Debt$Net® is installed into an environment you establish and control, your own cloud account or your own servers, so your policies, your attestations, and your auditors keep covering it.
Many organizations are caught between outdated legacy systems and newer platforms that lack real depth. Debt$Net® delivers modern technology with the substance to meet today's challenges — and tomorrow's.
Installed in your own cloud account or on your own servers rather than in ours. Your instance, your data environment, your control — without compromise.
Direct access to the software engineers who build the platform. A person who knows the product, rather than an automated queue.
Transparent licensing that scales with your organization. Pricing you can forecast, without usage-based surprises eroding your margins.
A dependable, high-performance foundation engineered to manage complex account data with speed, stability, and reliability.
The Computer Manager is a small company by design. The people who answer the phone are the people who build, install, and support Debt$Net®.
20+ core capabilities and a set of Extended Service Options, in one system your team already knows how to use.
Design and schedule dunning notices, statements, and coupon books; the series runs itself.
See the full feature list →Contact screens, promise tracking, payment plans, and unlimited audited notes built for speed.
See the full feature list →Card and ACH processing, post-dated checks, NSF handling, and a trust account that always balances.
See the full feature list →Electronic reporting to the bureaus with full control over what is reported, when, and how.
See the full feature list →Locate and prioritize debtors with integrated skip-tracing and scoring services.
See the full feature list →Web-based client access, activity and status reporting, statements, and remittance checks.
See the full feature list →State and agency contact restrictions, menu-level security, and an audit trail on every note.
See the full feature list →Collector productivity, commissions, and performance tracking the way management needs to see it.
See the full feature list →Debt$Net® is the system of record; the services around it are yours to pick. We can integrate with third-party vendors that provide suitable APIs and documentation, so your agency chooses the AI agent, dialer, payment processor, and data providers that fit, and changes them when something better comes along.
Conversational AI, voice bots, and digital negotiation agents from the provider you choose, working your accounts inside Debt$Net®.
Available through vendor partnershipPredictive and preview dialers, SMS, email, and ringless voicemail platforms, with contact results written back to the account.
Available through vendor partnershipCard and ACH processors and self-service payment portals that post directly to trust accounting.
Available through vendor partnershipData providers for locating debtors and scoring portfolios, run in batch or on demand.
Available through vendor partnershipMetro 2 reporting to the bureaus plus scrubs for bankruptcy, deceased, litigious, cell-phone, and military status.
Available through vendor partnershipLetter vendors, electronic signature, and print-and-mail services driven by the automated notice series.
Available through vendor partnershipCloud contact center platform integrated with Debt$Net®: predictive and preview dialing, omnichannel outreach by voice, SMS, and email, AI-assisted agent and virtual-agent tools, and built-in compliance controls, with contact results written back to the account.
A long-standing partner for the client-facing side of the business. ClientAccessWeb gives your clients a secure portal to place accounts, view status, and pull reports, and consumer payment and document tools post straight back to Debt$Net® through the CAW sync integration.
Already working with a vendor we have not integrated yet? If they provide a suitable API and documentation, we can build the connection as custom programming at a quoted price.
Organizations move to Debt$Net® from older collection systems every year. Our data-management team does the conversion with you, in three steps.
We review your current system, data, client requirements, and the workflows your team depends on, then scope the conversion.
Our data-management team maps and migrates accounts, debtors, notes, payments, and client structures into Debt$Net® and reconciles the result with you.
Your team is trained before cut-over, and the engineers who did the conversion stay on the line through your first billing cycle.
“Twenty-one years ago, I chose Debt$Net® over a half dozen software packages. To date that decision is probably the best operational move in my thirty-nine-year receivables career.”
The things prospects ask us first. Anything else, send it over and an engineer will answer.
Ask a QuestionBoth. Debt$Net® runs in a cloud environment you establish with the provider of your choice, or on your own servers, and our engineers install and configure it there with you. Either way Debt$Net® is deployed in an environment controlled by your organization, and your organization retains ownership and control of its data.
The trial is a fully functional copy of Debt$Net®, not a limited demo build. No credit card is required, and nothing commits you to a purchase at the end.
Every purchase includes technical support, training, and software updates. Support comes from the team that builds and maintains the platform, not a separate help-desk queue.
You do. Your accounts, debtors, notes, and payment history live in your instance, and your administrators can export them, including if you decide to move on.
Pricing is a personalized quote based on your organization’s size and requirements, with transparent licensing and no per-transaction surprises. Support, training, and updates are included.
Yes. Debt$Net® has served collection organizations across the United States and Canada since 1987.
Debt$Net® is system-agnostic. We can integrate with third-party vendors that provide suitable APIs and technical documentation, so you choose the AI agent, dialer, payment processor, and data providers you want and keep that choice as the market changes. TCN is an integrated partner for dialing, omnichannel contact, and AI-assisted agent tools, and Applied Innovation for the ClientAccessWeb client portal and payment tools. Other integrations are available through vendor partnership, and new ones are built as fixed-price custom programming.
Yes. User-definable screens and fields, definable commission structures, and Extended Service Options cover most needs; custom programming is available at a fixed quoted price for anything beyond that.
Partner with a team that values your input, understands your challenges, and continuously evolves the platform to support your success.
Anthony Fuentes
Julee Warner
Justin Brien
Noah Jensen
Nikolai Scheel
Michael Fuentes