Evaluation checklist

Questions to Ask Any Collection-Software Vendor

Use this with every vendor you evaluate, including us. No form, no gate; print it with your browser.

01Data ownership and deployment

  • Can you run it in your own cloud account or on your own servers, rather than in the vendor’s?
  • Is the data environment yours, and can you export everything if you leave?
  • Who else has access to your instance, and under what controls?

02Migration from your current system

  • Who performs the conversion, and do they reconcile the result with you?
  • Are notes, payment history, and client structures migrated, or only open balances?
  • Is the migration priced up front or billed by the hour?

03Day-to-day operations

  • How many clicks does a collector need to take a promise, a payment, and a note?
  • Can notice series, statements, and coupon books run without manual intervention?
  • Can your own staff define screens, fields, and commission structures without a programmer?

04Client reporting and remittance

  • Does the system produce client statements, activity reports, and remittance checks natively?
  • Is there a client portal, and what can clients see and do in it?
  • Can the billing period close and reopen without a support ticket?

05Payments, trust, and compliance

  • Does trust accounting handle NSF reversals, adjustments, and client payments without side spreadsheets?
  • Does the system apply state and agency contact restrictions on screen, rather than relying on memory?
  • Is every note audited so entries cannot be altered after the fact?

06Support and total cost

  • Who answers the phone: engineers who maintain the product, or a tiered help desk?
  • Are support, training, and updates included or billed separately?
  • Are there per-transaction, per-seat, or usage fees that grow with your volume?
  • What does custom work cost, and is it quoted at a fixed price?

How Debt$Net® answers

Installed in your own cloud account or on your own servers by our engineers, your data environment, exportable by your administrators. Conversion is done and reconciled by our data-management team at a quoted price. Screens, fields, and commission structures are user-definable. Client statements, reports, portals, and remittance checks are native. Trust accounting, contact restrictions, and the append-only note audit are part of the core system. Support, training, and updates are included, there are no per-transaction fees, and custom work is quoted at a fixed price.

Walk through it on a demo

Have an RFP?

Send it with the demo form and tell us your deadline. We respond to RFPs with a written answer and a demo built on your requirements.